Georgia Cancer Specialists 401(k) Plan offers:
Target date funds as the Qualified Default Investment Alternative (QDIA). Your contributions will be automatically invested in the age-appropriate target date investment option that most closely matches the year in which you reach age 65, unless you select an investment election. The fund automatically adjusts to become more conservative as you get older.
A managed account investment service called Artesys, which allows you direct access to investment professionals who will invest your contributions based on your individual investor profile. To sign up for Artesys, click the link below.
If you would like to invest your plan assets on your own, the plan offers 12 additional individual investment options. Please see the fund fact sheets for more information.
Non-registered group variable annuity contracts are issued by American United Life Insurance Company® (AUL), One American Square, Indianapolis, IN 46206-0368, 1-800-249-6269. Neither AUL nor their representatives provide tax, legal, fiduciary or investment advice. ● Tax qualified retirement plans from American United Life Insurance Company® (AUL) are funded by an AUL group annuity contract. While a participant in an annuity contract may benefit from additional investment and annuity related benefits under the annuity contract, any tax deferral is provided by the plan and not the annuity contract. ● A variable annuity contract is a long-term, tax-deferred investment designed for retirement that will fluctuate in value. Investing always involves risk, including the potential loss of principal.
Target Date Funds are designed for people who plan to retire and begin taking withdrawals during or near a specific year. These funds use a strategy that reallocates equity exposure to a higher percentage of fixed investments; the funds will shift assets from equities to fixed-income investments over time. As a result, the funds become more conservative over time as you approach retirement. It’s important to remember that no strategy can assure a profit or prevent a loss in a declining market and the principal value of the Target Date Funds is not guaranteed at any time, including the target date. Target Date Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Date Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds. The principal amounts invested into these funds are not guaranteed at any point and may lose value.
Artesys is not an affiliate of AUL and is not a OneAmerica company.